A brighter future starts here.
We believe retirement shouldn’t be complicated. We’re here to make saving clear, steady, and accessible — so you can plan with confidence.
Founded in 1967, Ability Insurance Company (“Ability”) is a (re)insurance company focused on life and annuity products. Ability is wholly owned by Mount Logan Capital Inc. (NASDAQ: MLCI).
Rated B+ by AM Best
AM Best is the world’s first and largest credit rating agency in the insurance industry.
Effective July 23, 2026. For the latest Best's Credit Rating, visit AM Best.
We design products with a predictable rate of return.
Because we believe in the power of simple, steady growth.
Proudly serving America.
Licensed in 40 states and Washington D.C.
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Alabama, Alaska, Arizona, Arkansas, California, Colorado, Delaware, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Washington D.C., West Virginia, Wisconsin, Wyoming
Dedicated to your retirement.
Meet Ability’s leadership team.
Our parent company.
Ability is proudly backed by Mount Logan Capital, an alternative asset management and insurance solutions company focused on public and private debt securities in the North American market and the reinsurance of annuity products.